When buying or selling a home, it’s good to know what’s part of the deal and what isn’t. The difference between chattels and fixtures plays a big role here, helping everyone understand what stays with the home and what the seller can take with them. Knowing this distinction can save everyone from last-minute surprises and keep the transaction smooth and friendly.
What Are Chattels?
Chattels are the movable items in a home, like personal belongings that aren’t attached to the property. Think of them as the things a seller can pack up and take when they move. Examples of chattels might be furniture, artwork, TVs, drapes, and small plug-in appliances like microwaves. Since these items aren’t fixed to the home, they don’t automatically go to the buyer unless they’re specifically included in the Agreement of Purchase and Sale.
What Are Fixtures?
Fixtures are items that are more “built-in” to the property. Because they’re considered part of the home, they generally stay with the property unless specifically excluded in the Agreement. Fixtures might include things like lighting fixtures, wall mounts, curtain rods, and built-in appliances. Since these items are attached, they’re typically included in the sale and will stay with the home.
Why Does It Matter?
While it may seem straightforward, sometimes misunderstandings can pop up. For instance, a buyer might think a wall-mounted TV or custom drapery rods are staying, only to find the seller has taken them. To prevent mix-ups, it’s helpful for buyers and sellers to specify items they want to include or exclude in the Agreement of Purchase and Sale.
To keep things simple and smooth, it’s a great idea to have an open conversation about what’s included or excluded early on. Buyers should clarify any items they hope to keep, and sellers should make sure any exclusions are noted in the Agreement. This way, everyone knows what to expect, and there won’t be any last-minute disappointments on moving day.
When everyone is on the same page about chattels and fixtures, it makes the real estate process that much easier, with no surprises—just a smooth, friendly handover of the keys.
